Give your family one less thing to worry about
Lock in a $99 cremation — a fraction of the $2,200 national average. Protect your family from rising costs with a guaranteed flat rate.
Thousands of Families
Already protected
100% U.S. Owned & Operated
Based in Raleigh, NC
"The peace of mind alone is worth it. My kids don't have to worry about a thing."
— Margaret S., Gold Member, Florida
How it works
Three steps. Simple enough to explain to your spouse over coffee.
Choose your plan
Pick the membership level that fits your needs. No medical exams, no complicated paperwork.
Pay a small monthly fee
Less than a streaming subscription. Your price is locked in and never increases.
Your family is protected
When the time comes, your family pays a fraction of what cremation would otherwise cost.
No catch. Here's how we do it.
Cremation Club brings members together to create group buying power. We negotiate wholesale cremation rates with trusted providers nationwide and pass the savings directly to your family — no middlemen, no markups, no insurance contracts.
More than a cremation plan — a complete safety net for the people you love
Every Cremation Club membership includes tools and services that protect your family when they need it most.
Estate Discovery
Your family will know exactly where to find everything.
Free Will Creation
Create your will for free — it takes about 20 minutes.
24/7 Family Concierge
One call, and we guide you through the next steps.
Legacy & Memorial Tools
Leave your story in your own words for loved ones.
Away-from-Home Protection
Coverage wherever life takes you across the country.
How much will your family save?
Enter your age for a personalized savings estimate based on actuarial data.
Based on national averages. Adjust if you like.
$99
Cremation cost with the Club
Gold/Platinum plan at the time of need
$5,077
Cremation cost without the Club
Projected cost in 19 yrs at 4.5% annual inflation
Save your family $4,978
That's the difference between the Club's guaranteed price and the projected national average in 19 years.
Based on NFDA 2026 average direct cremation cost of $2,200 with 4.5% annual inflation for funeral services. Life expectancy from SSA Period Life Tables, blended sex average.
Why families choose Cremation Club
What happens when there's no plan
Without a plan
With Cremation Club
Your family pays the national average — $2,200+ and rising every year
A simple, dignified cremation for as low as $99
Your family doesn't know what you wanted
Your wishes are clearly documented and on file
Disagreements among family about what you 'would have wanted'
No conflict — your plan speaks for you
Emotional overspending under pressure at a funeral home
A clear, affordable plan — already taken care of
Pressure to use the funeral home's chapel within days
Freedom to celebrate your life anywhere — a church, a park, your favorite spot
Financial strain and family stress become your legacy
Your legacy is peace of mind and a family that's taken care of
Without a plan
Your family pays the national average — $2,200+ and rising every year
With Cremation Club
A simple, dignified cremation for as low as $99
Without a plan
Your family doesn't know what you wanted
With Cremation Club
Your wishes are clearly documented and on file
Without a plan
Disagreements among family about what you 'would have wanted'
With Cremation Club
No conflict — your plan speaks for you
Without a plan
Emotional overspending under pressure at a funeral home
With Cremation Club
A clear, affordable plan — already taken care of
Without a plan
Pressure to use the funeral home's chapel within days
With Cremation Club
Freedom to celebrate your life anywhere — a church, a park, your favorite spot
Without a plan
Financial strain and family stress become your legacy
With Cremation Club
Your legacy is peace of mind and a family that's taken care of
Already exploring other options?
Here's how Cremation Club compares.
Cremation Club
Cremation Societies
Traditional Pre-Need Plans
Cremation Cost
$99 (Gold & Platinum) · $1,250 (Silver)
$1,500–$4,000
$2,000–$10,000
Upfront Commitment
None — just a monthly membership
Lump-sum payment
Irrevocable insurance contract
Health Questions or Medical Exam
None
Varies
Yes — health underwriting required
Cancellation
Cancel anytime, no penalties
Penalties may apply
Surrender charges, loss of cash value
Away-From-Home Coverage
Included with every plan
Not typically included
$500+ add-on, if available
Price Guarantee
Locked in — never increases
May increase
Subject to policy terms
Cremation Cost
Cremation Club
$99 (Gold & Platinum) · $1,250 (Silver)
Cremation Societies
$1,500–$4,000
Traditional Pre-Need
$2,000–$10,000
Upfront Commitment
Cremation Club
None — just a monthly membership
Cremation Societies
Lump-sum payment
Traditional Pre-Need
Irrevocable insurance contract
Health Questions or Medical Exam
Cremation Club
None
Cremation Societies
Varies
Traditional Pre-Need
Yes — health underwriting required
Cancellation
Cremation Club
Cancel anytime, no penalties
Cremation Societies
Penalties may apply
Traditional Pre-Need
Surrender charges, loss of cash value
Away-From-Home Coverage
Cremation Club
Included with every plan
Cremation Societies
Not typically included
Traditional Pre-Need
$500+ add-on, if available
Price Guarantee
Cremation Club
Locked in — never increases
Cremation Societies
May increase
Traditional Pre-Need
Subject to policy terms
Choose your plan
Lock in today's price and protect your family from rising cremation costs.
$4.99/mo🔒 $1,250 guaranteed cremation — available immediately
Domestic away-from-home protection
Guaranteed flat-rate — price never increases
No medical exam required
Cancel anytime, no penalties
Nationwide coverage across all 50 states
Free LifeMart member discounts — everyday essentials to major purchases
24/7 family support when the time comes
Available for members of any age
Get Silver- Most Popular
$13.99/mo🔒 $99 guaranteed cremation after 1 full year of membership
🔒 $1,250 guaranteed cremation — available immediately
Domestic away-from-home protection
Guaranteed flat-rate — price never increases
No medical exam required
Cancel anytime, no penalties
Nationwide coverage across all 50 states
Free LifeMart member discounts — everyday essentials to major purchases
24/7 family support when the time comes
Available to members under 80
Get Gold 
$19.99/mo🔒 $99 guaranteed cremation after 1 full year of membership
🔒 $1,250 guaranteed cremation — available immediately
Domestic away-from-home protection
International away-from-home protection
Guaranteed flat-rate — price never increases
No medical exam required
Cancel anytime, no penalties
Nationwide coverage across all 50 states
Free LifeMart member discounts — everyday essentials to major purchases
24/7 family support when the time comes
Available to members under 80
Get Platinum
Benefits you'll use today
On top of everything above, your membership unlocks exclusive LifeMart discounts on thousands of brands — starting the day you join.
Dining
Discounts at 60,000+ restaurants nationwide.
Travel
Save on hotels, rental cars, and vacation packages.
Entertainment
Savings on movie tickets, theme parks, and events.
Prescriptions
Reduced prices on prescription medications.
Shopping
Deals on electronics, apparel, and home goods.
Health & Wellness
Discounts on vision, dental, and hearing services.
Every membership includes free access to LifeMart, a trusted discount program for over 35 years. From groceries and prescriptions to travel and major purchases, LifeMart members saved more than $116 million in 2025.
Give your family one less thing to worry about
Join thousands of members who've already secured peace of mind for themselves and their families.
People like you chose this
Hear from members who made the decision to plan ahead.
"I was paying more for my streaming services than I pay for Cremation Club. And the LifeMart savings on my prescriptions alone have already covered the cost twice over."
Robert T.
Gold Member · Arizona
"Signing up took five minutes. No medical forms, no blood work, no waiting. I called, a real person answered, and it was done before lunch."
Diane W.
Gold Member · Ohio
"My daughter was the one who found Cremation Club. She said, 'Mom, this way I don't have to worry.' That's all I needed to hear."
Patricia M.
Platinum Member · Illinois
Common questions
The most important things to know before you join.
Join the Cremation Club today
Welcome to the future of cremation services
Cremation Club offers simple, affordable, and dignified cremation planning — anywhere in the U.S. With a nationwide network and deep industry expertise, we deliver reliable service and peace of mind.
No upsells, just what you need
Traditional funerals often come with pressure to buy extras. With Cremation Club, you get only what matters — transport, paperwork, cremation, and return of ashes. No upselling. No unnecessary costs.
Nationwide coverage, local care
Most funeral homes only serve a small local area. Cremation Club doesn't. With a nationwide network, we're ready wherever you are. Silver and Gold memberships provide domestic away-from-home coverage and Platinum covers you internationally.
Affordable membership model
Cremation Club works as a membership, not a one-time lump sum. Starting at $4.99/month, you lock in peace of mind without a large upfront cost — keeping things simple, affordable, and predictable.
The Cremation Club Promise
No burden on your family
Seniors often worry about leaving their loved ones with complicated and costly arrangements. With Cremation Club, your family can have peace of mind knowing everything is taken care of at an affordable price.
Real value, no catch
How can we offer such a low price? By working with top providers nationwide and leveraging our collective purchasing power, we can pass the savings on to you. There are no hidden fees or surprises.
Why choose Cremation Club?
Unmatched pricing
Our massive database gives us — and you — an unparalleled advantage in securing the best possible prices.
Affordable
Our membership model ensures that you get the best value without a hefty upfront cost.
No hidden fees
We provide only what you need, with no pressure to buy unnecessary services.
Nationwide coverage
Whether you're at home or traveling, you're protected anywhere in the country.
Take care of your loved ones starting at just $4.99/
- Guaranteed cremation price starting at $1,250
- Cremation as low as $99 (after 1 year on Gold & Platinum)
- 24/7 Funeral Service Support Team
- Free, attorney-approved will
- Save on probate services
Starting at $4.99/month
- Quality cremation from a licensed funeral home
- No hidden fees or surprises
- Support for your family throughout the process
Pay from just $4.99/month now so your family doesn't have to pay thousands later.
National Average
$2,200 - Cremation Price
- Surprise Fees
- No neutral family support
- No Member Discount
